Subject to the restrictions set out in Section 7 below, you may use any American Express credit or debit card that is not cancelled or blocked and issued to you by Amex Bank of Canada. Prepaid cards and products (para. B American Express Gift Card) and corporate acquisition cards and corporate meeting cards are not eligible for Apple Payment. These Terms do not apply to American Express brand card or account numbers issued by other financial institutions. We may allow you to add the same card to a maximum of ten (10) supported iOS devices, but this may be limited if that card is linked to more than five (5) Apple IDs. We want it to be easier to pay off your balance, not harder. So Apple Card has no fees. No annual fees, limit overruns, foreign transactions, or delays.2 No fees. Real. And our goal is to offer some of the lowest interest rates in the industry. Because your credit card should work for you, not against you. For those who want to know more about how the Apple Card works, the customer agreement is worth a look and can be found on the Goldman Sachs website. Our Apple Card Guide also provides an in-depth overview of everything you need to know about the Apple Card.
We have provided this database so that you can search for agreements between credit card issuers and their customers. The agreements in this database contain general terms and conditions, information on prices and fees. If you have any questions about the agreements themselves, contact the card issuer directly. We display consumer credit card agreements in this database as submitted by the respective issuers. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as made available to the public, or any omission or other error in the agreement as presented by the issuer. You are responsible for maintaining the confidentiality of your American Express username, Apple User ID, Apple passwords, and any other method you may need to access your card in Apple Pay. If you share this credentials with someone else, they may be able to use your card in Apple Pay and access your personal and payment information available through the Apple payment service. You should keep your supported iOS device and these credentials secure in the same way that you would keep your money, checks, credit cards, and other personal id numbers and passwords.
Don`t give your password to anyone or let them add their fingerprint or facial recognition to your device while your card is saved with it, as this allows them to authorize transactions on your card using Apple Pay. Under your card member agreement, you are responsible for all transactions made with your card in Apple Pay. In the unfortunate event of a fraudulent transaction on your card account, please read our Fraud Protection Guarantee. If you don`t want to see American Express transaction information or messages in Apple Pay, you can turn them off in Apple Pay by clicking the Get Info icon or the «i» at the bottom of the card image and turning off notifications. This search method provides access to all credit card contracts associated with the CFPB`s latest quarterly collection of credit card contracts. To access all agreements from the last or previous periods, please click on the corresponding contract link below. (Please note that the Presidium has not reached any agreement for 2015. The January 2016 archive is a sample collected by office staff from the first week of January 2016 on the publicly accessible websites of the largest credit card issuers and does not constitute a complete set of agreements. Credit card issuers are generally required to display the credit card agreements they offer to the public on their websites, with a few exceptions.
If you are an exhibitor, email CardAgreements@consumerfinance.gov for instructions on how to submit agreements. If you don`t have access to the Wallet app, you can manage your account, view bank statements, make a payment, etc. by visiting card.apple.com. The document includes details on how interest rates are determined, how daily balances are collected, when interest starts to accumulate (it works like any standard credit card), how minimum payments are calculated, and when payments need to be made to avoid interest (11:59 p.m. M HE on the last calendar day of the month). When you buy something with the Apple Card, you get a percentage of your purchase back in Daily Cash. It`s real money, so unlike rewards, it never expires or loses its value. Your money is deposited directly into your Apple Cash card in the Wallet app – not in a month, but every day. And there is no limit to what you can get.
Use it to buy things in stores, on websites, and in apps. Make a payment with your Apple Card. Reimburse a friend in messages. Or send it directly to your bank account and watch it add up. We may allow additional cards to be added to an iOS device supported by more than one cardholder. Please note «Privacy and Security» below. If none of these reasons apply and you still can`t agree, call them to ask for a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request.
If you do not agree to these Terms, if you do not consent to the use and disclosure of your personal information, or if you do not agree to receive email messages from us, you may not create, activate or use your card in Apple Pay. If you don`t want to see transaction information or messages from us in Apple Pay, you can turn them off in Apple Pay by clicking the Get Info icon or the «i» at the bottom of the card image and turning off notifications. If you don`t want to receive push notifications, you can turn off these notifications through the device settings on your supported iOS device. For more information, see Privacy and security. If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must provide you with your agreement upon request. If you have difficulty obtaining your consent, let us know by filing a complaint. We may change any provision of these Terms at any time. Please note that changes have been made to these Terms by updating the date indicated after «Last Modified:» at the beginning of these Terms. You can also view the revised terms on your supported iOS device by clicking the Get Info icon or the «i» at the bottom of the card image in Apple Pay.
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